State Bank of India's intrinsic value using Intellectual Capital analysis

State Bank of India

BSE : 500112

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NSE : SBIN

Industry : Bank Pub sector

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ISIN : INE062A01020

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FreeFloat : 41.91%

|

FnO : Yes

|

LotSize : 750

BSE SENSEX | BSE SENSEX 50 | BSE SENSEX 50 TMC | BSE SENSEX Equal Weight | Nifty 50 | Nifty50 Equal Weight | BSE 200 | BSE 200 Equal Weight | BSE 250 LargeMidcap | BSE LargeMidcap | Nifty 200 | Nifty LargeMidcap 250 | BSE 100 | BSE 100 Largecap TMC | BSE Largecap | BSE SENSEX SIXTY | Nifty 100 | Nifty100 Equal Weight | Nifty100 Liquid 15 | Nifty Alpha Low Volatility 30 | BSE BANKEX | Nifty Bank | Nifty Financial Services | Nifty Financial Services 25/50 | Nifty PSU Bank | BSE Enhanced Value | Nifty Dividend Opp 50 | Nifty High Beta 50 | Nifty Top 15 Equal Weight | Nifty Top 20 Equal Weight | Nifty200 Value 30 | Nifty50 Value 20 | Nifty500 Low Volatility 50 | Nifty500 Value 50 | BSE 100 ESG | Nifty100 Enhanced ESG | Nifty100 ESG | BSE Bharat 22 | BSE India Sector Leaders | BSE PSU | BSE PSU Bank | Nifty Housing | Nifty Rural | Nifty Services Sector

Intellectual Capital (IC)	1,002,351.00
Net Worth (NW)	505,062.60
Intrinsic Worth (IW)	1,507,414.00
Market Cap (MC)	688,534.40
Economic Value Added	41,615.99

Discount Rate	%
Liquidity Premium	%

Knowledge Basis (IC/IW)	66.49%
IC Gross Margin (EBITDA/IC)	45.09%
IC Net Margin (NPT/IC)	8.43%
Knowledge Turnover (Sales/IC)	0.53
Market to Intrinsic Value (MC/IW)	0.46

As Of	Intrinsic Value	Market Price
31 Mar 2025	Rs. 1,689.05	Rs. 771.50
12 May 2025	----	Rs. 801.65
12 May 2025	----	22.40 2.79%

Fundamental - Quality		Technical - Daily Price action		Near-term Outlook
EVA > 0 : Yes	Bullish	10 DMA : Rs. 790.86	Bullish	Very Bullish
KB > 50% : Yes		50 DMA : Rs. 760.78
0 < M2IV < 1 : Yes		Vol-Price trend : Rising
Disclaimer: Sentimeter is based on market data calculations and is NOT an investment advice

Question 3 - Is this stock undervalued?

Question 2 - Does this business have significant knowledge assets?

Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.

Quarterly Results (Rs. Cr)

Quarter

Type*

Sales

Income

EBITDA

EBIT

PBT

PAT

NPT

Jun-22
C
76780.86
94524.30
52196.27
52196.27
10265.11
7528.25
7325.11

Sep-22
C
84462.87
114782.50
65574.67
65574.67
20342.48
15017.28
14752.00

Dec-22
C
91517.66
127219.00
70721.39
70721.39
21355.40
15669.65
15477.22

Mar-23
C
98083.19
136852.40
76887.05
76887.05
23435.57
18343.25
18093.84

Jun-23
C
101460.00
132332.80
83252.58
83252.58
25207.64
18735.95
18536.80

Sep-23
C
107390.80
144256.10
84890.86
84890.86
21935.71
16383.18
16099.58

Dec-23
C
112868.30
153071.60
90436.77
90436.77
22344.83
11282.66
11064.14

Mar-24
C
117469.40
164914.40
99495.88
99495.88
28851.86
21736.47
21384.15

Jun-24
C
118242.50
152125.00
98128.55
98128.55
26427.77
19680.80
19324.96

Sep-24
C
121044.70
163802.40
101093.10
101093.10
27474.31
20219.62
19782.76

Dec-24
C
124653.70
167853.60
102963.10
102963.10
25566.40
19175.35
18853.16

Mar-25
C
126997.00
179562.30
105123.90
105123.90
26896.82
19941.39
19600.46

* C - Consolidated, S - Standalone

Standard Disclaimer

Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
Past performance, by way of backtesting or by way of actuals, is no guarantee of future returms.
Data mentioned on this page is for educational purpose only and does not constitute investment advice.

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