The
icAdvisor USA offering is targeted at individual investors in the US stock market.
This is a Portfolio Advisory Service. In this offering, we first understand your risk profile
using a simple questionnaire. Thereafter, we leverage data from the
icTracker for USA
and using database analytics, we
construct a portfolio matching your risk profile. Subsequently, we review and rebalance it
at your request, anytime during the validity period. Our goal is to achieve superior risk adjusted returns (i.e. greater than the S&P500) for you from US stocks.
This is a pure advisory and non-discretionary service, keeping you in complete control of
your money at all times.
Reasons why you should try the icAdvisor service
1. Intellectual Capital
Intellectual Capital (or Knowledge assets) provides long term competetive advantage
to a Business. Such assets help the business in developing an
economic moat
which ringfences it from the competition. In leveraging the icTracker, the icAdvisor picks stocks based
on the Intellectual Capital of the underlying Business. As far as we know, there is no equivalent stock picking service anywhere else.
2. Customized Portfolio
The portfolio that we construct for you depends on two inputs - your risk profile and the market conditions prevailing at the time
you initiate the service. Hence your portfolio is not only suitable for you but it is also time relevant. This approach differs significantly from a Model portfolio
approach. Although managing a customized portfolio for every Client consumes more effort from our side, it is in the Client's best interest.
3. Diversified Portfolio
Every portfolio that we construct for Clients is fully diversified from a sectoral perspective. You may be aware that sectoral movements are cyclical
in nature in many cases and are also influenced by policies, regulations and general economic conditions. With this mind we diversify every portfolio across
sectors in order to limit the impact of market volatility that may arise from a specific sector. Portfolio diversification is a widely used portfolio management technique to
manage systematic risk.
4. Review and Rebalance
Business environments are dynamic in nature. Businesses that have a competitive advantage today may lose it
in the very next quarter. We therefore monitor the business environment constantly, and update the value of the
Knowledge assets of the business as soon as the quarterly results are published. This enables us to advice
you on how to rebalance your portfolio. This approach keeps your transaction costs to a minimum, yet gives you
the best opportunity for maximizing your returns.
Advisory Fee structure
| Package | Minimum Corpus | Fee Percentage | Validity | Billing |
ST-STARTER |
$ 25 Thous
| 1.5% of corpus |
12 months
| Annual |
ST-REGULAR |
$ 50 Thous
| 1.2% of corpus |
12 months
| Annual |
| ST-PREMIUM |
$ 150 Thous
| 1.0% of corpus |
12 months
| Annual |
| ST-HNI |
$ 500 Thous
| 0.85% of corpus |
12 months
| SemiAnnual |
| ST-SUPERHNI |
$ 2,000 Thous
| 0.725% of corpus |
12 months
| SemiAnnual |
| ST-ULTRAHNI |
$ 7,500 Thous
| 0.6% of corpus |
12 months
| Quarterly |
GST @18% will be additional