SBI Life Insurance's intrinsic value using Intellectual Capital analysis

SBI Life Insurance

BSE : 540719

|

NSE : SBILIFE

Industry : Insurance

|

ISIN : INE123W01016

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FreeFloat : 42.17%

|

FnO : No

|

LotSize : N/A

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Intellectual Capital (IC)	8,839.49
Net Worth (NW)	12,393.36
Intrinsic Worth (IW)	21,232.85
Market Cap (MC)	123,232.30
Economic Value Added	-182.00

Discount Rate	%
Liquidity Premium	%

Knowledge Basis (IC/IW)	41.63%
IC Gross Margin (EBITDA/IC)	16.40%
IC Net Margin (NPT/IC)	15.63%
Knowledge Turnover (Sales/IC)	11.16
Market to Intrinsic Value (MC/IW)	5.80

As Of	Intrinsic Value	Market Price
31 Dec 2022	Rs. 212.15	Rs. 1,231.30
20 Mar 2023	----	Rs. 1,074.10
20 Mar 2023	----	2.50 0.23%

Fundamental - medium term		Technical - near term		Combined outlook
EVA > 0 : No	Sell	10 DMA : Rs. 1,087.55	Accumulate	Sell on Rallies
KB > 50% : No		50 DMA : Rs. 1,180.53
0 < M2IV < 1 : No		Vol-Price trend : Rising
Disclaimer: Stock outlook is based on data calculations only and does NOT constitute investment advice.

Question 3 - Is this stock undervalued?

Question 2 - Does this business have significant knowledge assets?

Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.

Quarterly Results (Rs. Cr)

Quarter

Type*

Sales

Income

EBITDA

EBIT

PBT

PAT

NPT

Mar-20
S
5662.07
5674.91
521.59
521.59
521.59
530.67
530.67

Jun-20
S
7588.09
16178.05
387.68
387.68
387.68
390.89
390.89

Sep-20
S
12857.95
18458.25
299.58
299.58
299.58
299.73
299.73

Dec-20
S
13766.49
26551.90
233.08
233.08
233.08
232.85
232.85

Mar-21
S
15555.74
20896.70
622.13
622.13
622.13
532.38
532.38

Jun-21
S
8312.55
15736.91
233.42
233.42
233.42
223.16
223.16

Sep-21
S
25395.07
25404.10
251.90
251.90
251.90
246.62
246.62

Dec-21
S
20449.46
20458.31
381.38
381.38
381.38
364.06
364.06

Mar-22
S
21415.41
21427.88
694.06
694.06
694.06
672.15
672.15

Jun-22
S
4630.36
4641.12
267.42
267.42
267.42
262.85
262.85

Sep-22
S
27513.99
27525.26
386.64
386.64
386.64
376.74
376.74

Dec-22
S
26613.75
26626.71
310.79
310.79
310.79
304.13
304.13

* C - Consolidated, S - Standalone