IndusInd Bank's intrinsic value using Intellectual Capital analysis

IndusInd Bank

BSE : 532187

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NSE : INDUSINDBK

Industry : Bank Pvt sector

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ISIN : INE095A01012

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FreeFloat : 71.47%

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FnO : Yes

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LotSize : 450

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Intellectual Capital (IC)	21,570.80
Net Worth (NW)	52,847.79
Intrinsic Worth (IW)	74,418.59
Market Cap (MC)	94,608.39
Economic Value Added	1,555.94

Discount Rate	%
Liquidity Premium	%

Knowledge Basis (IC/IW)	28.99%
IC Gross Margin (EBITDA/IC)	111.72%
IC Net Margin (NPT/IC)	26.04%
Knowledge Turnover (Sales/IC)	1.51
Market to Intrinsic Value (MC/IW)	1.27

As Of	Intrinsic Value	Market Price
31 Dec 2022	Rs. 959.73	Rs. 1,220.10
20 Mar 2023	----	Rs. 1,002.30
20 Mar 2023	----	-18.20 -1.82%

Fundamental - medium term		Technical - near term		Combined outlook
EVA > 0 : Yes	Sell	10 DMA : Rs. 1,081.85	Sell	Strong Sell
KB > 50% : No		50 DMA : Rs. 1,133.96
0 < M2IV < 1 : No		Vol-Price trend : Falling
Disclaimer: Stock outlook is based on data calculations only and does NOT constitute investment advice.

Question 3 - Is this stock undervalued?

Question 2 - Does this business have significant knowledge assets?

Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.

Quarterly Results (Rs. Cr)

Quarter

Type*

Sales

Income

EBITDA

EBIT

PBT

PAT

NPT

Mar-20
C
7386.57
9158.80
4571.78
4571.78
416.40
315.18
315.25

Jun-20
C
7161.73
8682.17
4521.40
4521.40
668.86
510.34
510.39

Sep-20
C
7177.21
8731.52
4786.76
4786.76
887.54
663.08
663.08

Dec-20
C
7241.50
8887.28
4945.44
4945.44
1110.04
830.41
830.41

Mar-21
C
7419.36
9199.71
5147.73
5147.73
1262.98
926.22
926.22

Jun-21
C
7574.70
9362.76
5352.46
5352.46
1341.47
1016.05
1016.11

Sep-21
C
7650.36
9488.06
5138.63
5138.63
1146.67
1146.67
1146.73

Dec-21
C
7737.49
9614.34
5602.00
5602.00
1658.08
1241.39
1241.55

Mar-22
C
7859.89
9764.91
5792.73
5792.73
1918.00
1400.64
1400.64

Jun-22
C
8181.77
10113.29
6236.25
6236.25
2179.74
1631.02
1631.14

Sep-22
C
8708.03
10719.20
6809.29
6809.29
2403.31
1805.22
1805.28

Dec-22
C
9457.41
11533.89
7583.76
7583.76
2621.70
1963.54
1963.64

* C - Consolidated, S - Standalone