HDFC Life Insurance Company's intrinsic value using Intellectual Capital analysis

HDFC Life Insurance Company

BSE : 540777

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NSE : HDFCLIFE

Industry : Insurance

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ISIN : INE795G01014

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FreeFloat : 43.91%

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FnO : Yes

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LotSize : 1100

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Intellectual Capital (IC)	17,290.28
Net Worth (NW)	5,860.00
Intrinsic Worth (IW)	23,150.28
Market Cap (MC)	121,697.00
Economic Value Added	-302.10

Discount Rate	%
Liquidity Premium	%

Knowledge Basis (IC/IW)	74.69%
IC Gross Margin (EBITDA/IC)	7.66%
IC Net Margin (NPT/IC)	7.69%
Knowledge Turnover (Sales/IC)	4.57
Market to Intrinsic Value (MC/IW)	5.26

As Of	Intrinsic Value	Market Price
31 Dec 2022	Rs. 107.72	Rs. 566.25
20 Mar 2023	----	Rs. 465.25
20 Mar 2023	----	-6.00 -1.29%

Fundamental - medium term		Technical - near term		Combined outlook
EVA > 0 : No	Sell	10 DMA : Rs. 478.10	Sell	Strong Sell
KB > 50% : Yes		50 DMA : Rs. 528.45
0 < M2IV < 1 : No		Vol-Price trend : Falling
Disclaimer: Stock outlook is based on data calculations only and does NOT constitute investment advice.

Question 3 - Is this stock undervalued?

Question 2 - Does this business have significant knowledge assets?

Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.

Quarterly Results (Rs. Cr)

Quarter

Type*

Sales

Income

EBITDA

EBIT

PBT

PAT

NPT

Mar-20
C
10475.95
430.13
284.41
284.41
284.41
311.65
311.65

Jun-20
C
5733.73
14520.83
450.65
450.65
450.65
450.54
450.54

Sep-20
C
10045.44
16414.76
326.21
326.21
326.21
326.09
326.09

Dec-20
C
9488.84
21128.63
265.46
265.46
265.46
263.44
263.44

Mar-21
C
19126.25
19192.86
310.21
310.21
310.21
319.06
319.06

Jun-21
C
14503.61
14605.87
274.15
274.15
274.15
269.55
269.55

Sep-21
C
20433.44
20478.46
278.07
278.07
278.07
275.91
275.91

Dec-21
C
14177.07
14223.78
277.70
277.70
277.70
275.28
275.28

Mar-22
C
17603.50
17682.31
472.84
472.84
472.84
506.19
506.19

Jun-22
C
6620.60
6680.20
330.36
330.36
330.36
328.79
328.79

Sep-22
C
22922.11
23002.18
330.54
330.54
330.54
329.02
329.02

Dec-22
C
19645.74
19718.24
315.28
315.28
315.28
315.91
315.91

* C - Consolidated, S - Standalone