Punjab National Bank

BSE : 532461 | NSE : PNB
Industry : Bank Pub sector | ISIN : INE160A01022 | FreeFloat : 45.00% | FnO : Yes | LotSize : 16000
Intellectual Capital (IC)-31,225.41
Net Worth (NW)98,055.39
Intrinsic Worth (IW)66,829.98
Market Cap (MC)38,593.61
Economic Value Added2,469.34
Discount Rate%
Liquidity Premium%
Knowledge Basis (IC/IW)-46.72%
IC Gross Margin (EBITDA/IC)-178.36%
IC Net Margin (NPT/IC)-12.45%
Knowledge Turnover (Sales/IC)-2.73
Market to Intrinsic Value (MC/IW)0.58
As OfIntrinsic ValueMarket Price
31 Mar 2022Rs. 60.69Rs. 35.05
18 May 2022 ---- Rs. 29.70
-0.25     -0.84%
Fundamental - medium termTechnical - near termCombined outlook
EVA > 0 : YesSell10 DMA : Rs. 31.51SellStrong Sell
KB > 50% : No50 DMA : Rs. 34.97
0 < M2IV < 1 : YesVol-Price trend : Falling

Question 3 - Is this stock undervalued?

Question 2 - Does this business have significant knowledge assets?

Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.
Quarterly Results (Rs. Cr)
Quarter
Type*
Sales
Income
EBITDA
EBIT
PBT
PAT
NPT
Jun-19
C
13326.97
15426.93
10580.00
10580.00
1492.65
1032.23
1074.16
Sep-19
C
13550.55
15843.76
9744.19
9744.19
561.35
430.03
569.74
Dec-19
C
13834.95
16211.24
8983.00
8983.00
-383.87
-501.93
-384.96
Mar-20
C
14205.99
16824.20
8517.30
8517.30
-843.11
-596.99
-820.49
Jun-20
C
20832.23
24727.72
14778.48
14778.48
829.36
475.19
537.71
Sep-20
C
21304.31
23844.31
13684.55
13684.55
939.22
544.66
576.16
Dec-20
C
20598.75
23639.41
13211.78
13211.78
1076.45
747.29
747.29
Mar-21
C
19046.27
22779.56
12914.20
12914.20
939.40
546.78
700.80
Jun-21
C
19229.31
22815.41
13340.29
13340.29
1496.96
1080.30
1168.33
Sep-21
C
18335.49
21597.11
12674.81
12674.81
888.93
1200.12
1104.25
Dec-21
C
19579.41
22275.40
13435.99
13435.99
1738.97
1150.49
1249.87
Mar-22
C
19089.93
21350.59
11966.51
11966.51
469.66
245.05
338.29
* C - Consolidated, S - Standalone