Union Bank of India

BSE : 532477 | NSE : UNIONBANK
Industry : Bank Pub sector | ISIN : INE692A01016 | FreeFloat : 45.00% | FnO : No | LotSize : N/A
Intellectual Capital (IC)-118,040.50
Net Worth (NW)64,330.06
Intrinsic Worth (IW)-53,710.46
Market Cap (MC)20,213.59
Economic Value Added5,125.48
Discount Rate%
Liquidity Premium%
Knowledge Basis (IC/IW)-219.77%
IC Gross Margin (EBITDA/IC)-26.90%
IC Net Margin (NPT/IC)1.10%
Knowledge Turnover (Sales/IC)-0.44
Market to Intrinsic Value (MC/IW)-0.38
As OfIntrinsic ValueMarket Price
31 Dec 2020Rs. -83.83Rs. 31.55
12 Apr 2021 - Rs. 34.40
Fundamental - medium termTechnical - near termCombined outlook
EVA > 0 : YesSell10 DMA : Rs. 35.19SellStrong Sell
KB > 50% : No50 DMA : Rs. 36.10
0 < M2IV < 1 : NoVol-Price trend : Falling

Question 3 - Is this stock undervalued?

Question 2 - Does this business have significant knowledge assets?

Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.
Quarterly Results (Rs. Cr)
Quarter
Type*
Sales
Income
EBITDA
EBIT
PBT
PAT
NPT
Mar-18
S
8112.10
9596.86
4530.78
4530.78
-1388.25
-2583.38
-2583.38
Jun-18
S
8700.81
9908.76
6474.06
6474.06
399.37
129.54
129.54
Sep-18
S
8538.82
9438.26
6162.03
6162.03
116.33
139.03
139.03
Dec-18
S
8477.53
9572.58
6116.61
6116.61
133.25
153.21
153.21
Mar-19
C
8386.99
9920.53
1740.24
1740.24
-4019.88
-3332.62
-3331.45
Jun-19
C
8959.91
10053.68
6758.03
6758.03
366.42
223.78
230.12
Sep-19
C
9468.46
10753.47
4899.42
4899.42
-1612.64
-1188.57
-1192.34
Dec-19
C
9687.88
10985.23
7062.07
7062.07
562.62
554.36
554.36
Mar-20
C
9362.97
11476.11
2968.77
2968.77
-3467.62
-2629.27
-2713.03
Jun-20
C
18555.77
20487.01
12510.39
12510.39
479.01
332.49
340.95
Sep-20
C
17913.29
20812.39
12094.88
12094.88
598.92
523.82
533.87
Dec-20
C
17220.38
21008.66
10544.13
10544.13
38.24
719.40
719.40
* C - Consolidated, S - Standalone