Union Bank of India

BSE : 532477 | NSE : UNIONBANK

Industry : Bank Pub sector | ISIN : INE692A01016 | FreeFloat : 45.00% | FnO : No | LotSize : N/A


Intellectual Capital (IC)36,062.16
Net Worth (NW)74,515.29
Intrinsic Worth (IW)110,577.40
Market Cap (MC)30,517.15
Economic Value Added7,081.83
Discount Rate%
Liquidity Premium%
Knowledge Basis (IC/IW)32.61%
IC Gross Margin (EBITDA/IC)134.98%
IC Net Margin (NPT/IC)13.85%
Knowledge Turnover (Sales/IC)1.94
Market to Intrinsic Value (MC/IW)0.28

As OfIntrinsic ValueMarket Price
30 Sep 2022Rs. 161.79Rs. 44.65
29 Nov 2022 ---- Rs. 82.20
2.75     3.35%
Fundamental - medium termTechnical - near termCombined outlook
EVA > 0 : YesSell10 DMA : Rs. 75.57BuyHold
KB > 50% : No50 DMA : Rs. 54.67
0 < M2IV < 1 : YesVol-Price trend : Rising

Question 3 - Is this stock undervalued?


Question 2 - Does this business have significant knowledge assets?


Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.

Quarterly Results (Rs. Cr)
Quarter
Type*
Sales
Income
EBITDA
EBIT
PBT
PAT
NPT
Dec-19
C
9687.88
10985.23
7062.07
7062.07
562.62
554.36
554.36
Mar-20
C
9362.97
11476.11
2968.77
2968.77
-3467.62
-2629.27
-2713.03
Jun-20
C
18555.77
20487.01
12510.39
12510.39
479.01
332.49
340.95
Sep-20
C
17913.29
20812.39
12094.88
12094.88
598.92
523.82
533.87
Dec-20
C
17220.38
21008.66
10544.13
10544.13
38.24
719.40
719.40
Mar-21
C
15622.02
20902.48
11290.18
11290.18
1211.01
1262.12
1269.18
Jun-21
C
17278.64
20666.62
11832.52
11832.52
1705.63
1105.93
1120.15
Sep-21
C
16851.21
21621.87
12211.42
12211.42
2329.93
1498.82
1510.68
Dec-21
C
17072.28
20233.19
12287.19
12287.19
2525.63
1062.35
1077.40
Mar-22
C
17027.53
19353.85
12413.68
12413.68
2005.15
1541.40
1557.09
Jun-22
C
18255.95
21204.45
12762.16
12762.16
2164.56
1556.43
1583.10
Sep-22
C
19778.18
23475.13
13876.75
13876.75
2493.23
1839.10
1853.12
* C - Consolidated, S - Standalone