ICICI Lombard General Insurance Company's intrinsic value using Intellectual Capital analysis

ICICI Lombard General Insurance Company

BSE : 540716

|

NSE : ICICIGI

Industry : Insurance

|

ISIN : INE765G01017

|

FreeFloat : 44.30%

|

FnO : Yes

|

LotSize : 425

BSE 100 | BSE 100 Largecap TMC | BSE 200 | BSE 250 LargeMidcap | BSE Largecap | BSE LargeMidcap | BSE SENSEX Next 50 | Nifty 100 | Nifty 200 | Nifty LargeMidcap 250 | Nifty Next 50 | Nifty100 Equal Weight | Nifty Financial Services | Nifty Financial Services 25/50 | Nifty Financial Services ExBank | BSE CARBONEX | BSE Diversfied Financials Rev Growth | Nifty Services Sector

Intellectual Capital (IC)	13,125.56
Net Worth (NW)	9,953.33
Intrinsic Worth (IW)	23,078.89
Market Cap (MC)	60,738.93
Economic Value Added	-37.51

Discount Rate	%
Liquidity Premium	%

Knowledge Basis (IC/IW)	56.87%
IC Gross Margin (EBITDA/IC)	14.83%
IC Net Margin (NPT/IC)	12.29%
Knowledge Turnover (Sales/IC)	1.39
Market to Intrinsic Value (MC/IW)	2.63

As Of	Intrinsic Value	Market Price
31 Dec 2022	Rs. 469.95	Rs. 1,236.80
20 Mar 2023	----	Rs. 1,079.10
20 Mar 2023	----	8.00 0.74%

Fundamental - medium term		Technical - near term		Combined outlook
EVA > 0 : No	Sell	10 DMA : Rs. 1,077.04	Buy	Hold
KB > 50% : Yes		50 DMA : Rs. 1,136.33
0 < M2IV < 1 : No		Vol-Price trend : Rising
Disclaimer: Stock outlook is based on data calculations only and does NOT constitute investment advice.

Question 3 - Is this stock undervalued?

Question 2 - Does this business have significant knowledge assets?

Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.

Quarterly Results (Rs. Cr)

Quarter

Type*

Sales

Income

EBITDA

EBIT

PBT

PAT

NPT

Mar-20
S
2345.55
2850.79
370.64
370.64
370.64
281.93
281.93

Jun-20
S
2323.84
2729.67
531.04
531.04
531.04
398.10
398.10

Sep-20
S
2462.52
2883.40
554.57
554.57
554.57
415.74
415.74

Dec-20
S
2611.41
3058.91
418.23
418.23
418.23
313.53
313.53

Mar-21
S
2616.22
3489.39
450.11
450.11
450.11
345.68
345.68

Jun-21
S
2705.77
3246.90
201.50
201.50
201.50
151.63
151.63

Sep-21
S
3250.29
3808.16
593.87
593.87
593.87
446.67
446.67

Dec-21
S
3844.11
3854.14
420.94
420.94
420.94
317.53
317.53

Mar-22
S
3856.15
4636.34
410.45
410.45
410.45
312.51
312.51

Jun-22
S
3958.26
3978.29
465.09
465.09
465.09
349.03
349.03

Sep-22
S
4471.81
4499.03
609.67
609.67
609.67
590.53
590.53

Dec-22
S
4372.18
4362.00
465.26
465.26
465.26
352.53
352.53

* C - Consolidated, S - Standalone