Punjab National Bank

BSE : 532461 | NSE : PNB
Industry : Bank Pub sector | ISIN : INE160A01022 | FreeFloat : 45.00% | FnO : Yes | LotSize : 14000
Intellectual Capital (IC)-118,939.30
Net Worth (NW)64,816.32
Intrinsic Worth (IW)-54,123.00
Market Cap (MC)21,796.03
Economic Value Added3,509.69
Discount Rate%
Liquidity Premium%
Knowledge Basis (IC/IW)-219.76%
IC Gross Margin (EBITDA/IC)-26.39%
IC Net Margin (NPT/IC)4.97%
Knowledge Turnover (Sales/IC)-0.45
Market to Intrinsic Value (MC/IW)-0.40
As OfIntrinsic ValueMarket Price
31 Mar 2020Rs. -80.33Rs. 32.35
3 Aug 2020 - Rs. 32.90
Fundamental - medium termTechnical - near termCombined outlook
EVA > 0 : YesSell10 DMA : Rs. 33.06AccumulateSell on Rallies
KB > 50% : No50 DMA : Rs. 33.44
0 < M2IV < 1 : NoVol-Price trend : Rising

Question 3 - Is this stock undervalued?

Question 2 - Does this business have significant knowledge assets?

Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.
Quarterly Results (Rs. Cr)
Quarter
Type*
Sales
Income
EBITDA
EBIT
PBT
PAT
NPT
Jun-17
S
12136.36
14468.14
8889.83
8889.83
608.60
343.40
343.40
Sep-17
S
12299.29
14205.31
9122.40
9122.40
838.29
560.58
560.58
Dec-17
S
12175.48
15257.50
8848.49
8848.49
681.71
230.11
230.11
Mar-18
S
11384.63
12945.68
2287.90
2287.90
-6033.34
-13416.91
-13416.91
Jun-18
S
13113.17
15072.41
8104.75
8104.75
-316.56
-940.01
-940.01
Sep-18
S
12326.28
14035.88
6205.97
6205.97
-2146.20
-4532.25
-4532.25
Dec-18
S
13035.08
14854.24
9091.05
9091.05
346.02
246.51
246.51
Mar-19
C
13073.68
14962.73
1615.18
1615.18
-7160.00
-4715.40
-4613.40
Jun-19
C
13326.97
15426.93
10580.00
10580.00
1492.65
1032.23
1074.16
Sep-19
C
13550.55
15843.76
9744.19
9744.19
561.35
430.03
569.74
Dec-19
C
13834.95
16211.24
8983.00
8983.00
-383.87
-501.93
-384.96
Mar-20
C
14205.99
16824.20
8517.30
8517.30
-843.11
-596.99
-820.49
* C - Consolidated, S - Standalone