Union Bank of India

BSE : 532477 | NSE : UNIONBANK

Industry : Bank Pub sector | ISIN : INE692A01016 | FreeFloat : 45.00% | FnO : No | LotSize : N/A


Intellectual Capital (IC)-54,153.33
Net Worth (NW)38,021.82
Intrinsic Worth (IW)-16,131.51
Market Cap (MC)18,757.05
Economic Value Added4,839.23
Discount Rate%
Liquidity Premium%
Knowledge Basis (IC/IW)-335.70%
IC Gross Margin (EBITDA/IC)-40.47%
IC Net Margin (NPT/IC)4.70%
Knowledge Turnover (Sales/IC)-0.69
Market to Intrinsic Value (MC/IW)-1.16

As OfIntrinsic ValueMarket Price
31 Dec 2019Rs. -47.13Rs. 54.80
26 May 2020 - Rs. 22.90
Fundamental - medium termTechnical - near termCombined outlook
EVA > 0 : YesSell10 DMA : Rs. 23.70AccumulateSell on Rallies
KB > 50% : No50 DMA : Rs. 27.27
0 < M2IV < 1 : NoVol-Price trend : Rising

Question 3 - Is this stock undervalued?


Question 2 - Does this business have significant knowledge assets?


Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.

Quarterly Results (Rs. Cr)
Quarter
Type*
Sales
Income
EBITDA
EBIT
PBT
PAT
NPT
Mar-17
S
8325.44
9771.04
6464.92
6464.92
526.51
108.22
108.22
Jun-17
S
8153.04
9567.69
6263.32
6263.32
352.88
116.58
116.58
Sep-17
S
8222.39
9439.73
4285.96
4285.96
-1615.70
-1530.72
-1530.72
Dec-17
S
8260.47
9133.58
4812.31
4812.31
-899.90
-1249.85
-1249.85
Mar-18
S
8112.10
9596.86
4530.78
4530.78
-1388.25
-2583.38
-2583.38
Jun-18
S
8700.81
9908.76
6474.06
6474.06
399.37
129.54
129.54
Sep-18
S
8538.82
9438.26
6162.03
6162.03
116.33
139.03
139.03
Dec-18
S
8477.53
9572.58
6116.61
6116.61
133.25
153.21
153.21
Mar-19
C
8386.99
9920.53
1740.24
1740.24
-4019.88
-3332.62
-3331.45
Jun-19
C
8959.91
10053.68
6758.03
6758.03
366.42
223.78
230.12
Sep-19
C
9468.46
10753.47
4899.42
4899.42
-1612.64
-1188.57
-1192.34
Dec-19
C
9687.88
10985.23
7062.07
7062.07
562.62
554.36
554.36
* C - Consolidated, S - Standalone