Ujjivan Small Finance Bank

BSE : 542904 | NSE : UJJIVANSFB

Industry : Bank Small Finance | ISIN : INE551W01018 | FreeFloat : 5.00% | FnO : No | LotSize : N/A


Intellectual Capital (IC)-3,535.70
Net Worth (NW)2,802.63
Intrinsic Worth (IW)-733.07
Market Cap (MC)2,557.91
Economic Value Added196.79
Discount Rate%
Liquidity Premium%
Knowledge Basis (IC/IW)-482.32%
IC Gross Margin (EBITDA/IC)-23.84%
IC Net Margin (NPT/IC)4.48%
Knowledge Turnover (Sales/IC)-0.80
Market to Intrinsic Value (MC/IW)-3.49

As OfIntrinsic ValueMarket Price
31 Mar 2022Rs. -4.24Rs. 14.80
6 Jul 2022 ---- Rs. 16.25
0.70     4.31%
Fundamental - medium termTechnical - near termCombined outlook
EVA > 0 : YesSell10 DMA : Rs. 14.94BuyHold
KB > 50% : No50 DMA : Rs. 16.07
0 < M2IV < 1 : NoVol-Price trend : Rising

Question 3 - Is this stock undervalued?


Question 2 - Does this business have significant knowledge assets?


Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.

Quarterly Results (Rs. Cr)
Quarter
Type*
Sales
Income
EBITDA
EBIT
PBT
PAT
NPT
Jun-19
S
605.37
705.50
395.36
395.36
142.45
94.48
94.48
Sep-19
S
654.33
729.36
382.96
382.96
116.60
92.63
92.63
Dec-19
S
706.42
781.31
393.37
393.37
113.48
89.66
89.66
Mar-20
S
737.49
809.65
364.57
364.57
93.72
73.15
73.15
Jun-20
S
746.28
774.98
362.62
362.62
74.35
54.65
54.65
Sep-20
S
753.61
818.01
415.12
415.12
131.65
96.00
96.00
Dec-20
S
688.32
788.75
-123.63
-123.63
-379.67
-278.83
-278.83
Mar-21
S
617.85
735.14
433.61
433.61
183.88
136.49
136.49
Jun-21
S
641.66
716.29
-55.03
-55.03
-312.29
-233.48
-233.48
Sep-21
S
645.04
691.93
-112.18
-112.18
-365.86
-273.79
-273.79
Dec-21
S
707.87
798.69
208.37
208.37
-45.64
-33.83
-33.83
Mar-22
S
818.24
920.80
447.70
447.70
173.44
126.52
126.52
* C - Consolidated, S - Standalone