Punjab and Sind Bank

BSE : 533295 | NSE : PSB

Industry : Bank Pub sector | ISIN : INE608A01012 | FreeFloat : 20.00% | FnO : No | LotSize : N/A


Intellectual Capital (IC)-7,811.42
Net Worth (NW)14,215.29
Intrinsic Worth (IW)6,403.87
Market Cap (MC)9,556.68
Economic Value Added390.83
Discount Rate%
Liquidity Premium%
Knowledge Basis (IC/IW)-121.98%
IC Gross Margin (EBITDA/IC)-54.83%
IC Net Margin (NPT/IC)2.39%
Knowledge Turnover (Sales/IC)-0.91
Market to Intrinsic Value (MC/IW)1.49

As OfIntrinsic ValueMarket Price
30 Jun 2022Rs. 9.45Rs. 14.10
8 Aug 2022 ---- Rs. 15.20
0.00     0.00%
Fundamental - medium termTechnical - near termCombined outlook
EVA > 0 : YesSell10 DMA : Rs. 15.05ReduceSell
KB > 50% : No50 DMA : Rs. 14.68
0 < M2IV < 1 : NoVol-Price trend : Rising

Question 3 - Is this stock undervalued?


Question 2 - Does this business have significant knowledge assets?


Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.

Quarterly Results (Rs. Cr)
Quarter
Type*
Sales
Income
EBITDA
EBIT
PBT
PAT
NPT
Sep-19
S
2013.66
2222.57
782.41
782.41
-721.93
-468.73
-468.73
Dec-19
S
1940.60
2077.01
1116.75
1116.75
-347.37
-255.49
-255.40
Mar-20
S
1904.33
2289.43
1012.09
1012.09
-388.08
-236.30
-236.30
Jun-20
S
1800.02
1954.39
1106.15
1106.15
-156.65
-116.89
-116.89
Sep-20
S
1800.12
1999.19
554.30
554.30
-632.39
-401.27
-401.27
Dec-20
S
1763.10
1982.52
-1637.73
-1637.73
-2784.55
-2375.53
-2375.53
Mar-21
S
1610.67
1940.62
1285.05
1285.05
169.36
160.79
160.79
Jun-21
S
1690.42
2039.61
1445.00
1445.00
333.59
173.85
173.85
Sep-21
S
1740.92
1945.12
1221.83
1221.83
98.03
218.28
218.28
Dec-21
S
1871.18
2042.03
1419.58
1419.58
306.02
300.82
300.82
Mar-22
S
1793.29
2007.90
1544.78
1544.78
449.05
346.10
346.10
Jun-22
S
1800.47
1915.47
1373.21
1373.21
282.20
204.70
204.70
* C - Consolidated, S - Standalone