Ujjivan Financial Services

BSE : 539874 | NSE : UJJIVAN

Industry : Micro Finance | ISIN : INE334L01012 | FreeFloat : 25.00% | FnO : No | LotSize : N/A


Intellectual Capital (IC)-1,339.91
Net Worth (NW)2,722.30
Intrinsic Worth (IW)1,382.39
Market Cap (MC)1,239.29
Economic Value Added-41.69
Discount Rate%
Liquidity Premium%
Knowledge Basis (IC/IW)-96.93%
IC Gross Margin (EBITDA/IC)-76.58%
IC Net Margin (NPT/IC)13.09%
Knowledge Turnover (Sales/IC)-2.26
Market to Intrinsic Value (MC/IW)0.90

As OfIntrinsic ValueMarket Price
31 Mar 2022Rs. 113.61Rs. 101.85
6 Jul 2022 ---- Rs. 149.35
10.75     7.20%
Fundamental - medium termTechnical - near termCombined outlook
EVA > 0 : NoSell10 DMA : Rs. 133.99BuyHold
KB > 50% : No50 DMA : Rs. 135.98
0 < M2IV < 1 : YesVol-Price trend : Rising

Question 3 - Is this stock undervalued?


Question 2 - Does this business have significant knowledge assets?


Question 1 - Is this business generating enough profits to cover its cost of capital?

* EVA is a registered trademark of Stern Stewart and Co.

Quarterly Results (Rs. Cr)
Quarter
Type*
Sales
Income
EBITDA
EBIT
PBT
PAT
NPT
Jun-19
C
635.39
689.42
424.22
390.16
127.03
83.03
81.97
Sep-19
C
691.35
710.04
402.55
366.01
92.89
63.23
62.54
Dec-19
C
746.53
764.71
425.21
388.46
100.02
74.97
74.10
Mar-20
C
786.49
805.20
444.84
386.19
95.97
77.43
77.24
Jun-20
C
783.81
828.28
434.88
400.11
105.89
77.88
76.79
Sep-20
C
793.77
828.47
449.60
412.95
123.52
89.76
89.76
Dec-20
C
771.74
792.08
-364.20
-400.47
-662.62
-490.73
-490.73
Mar-21
C
716.65
732.15
451.24
389.03
113.88
83.98
83.98
Jun-21
C
700.41
736.08
172.54
132.91
-132.94
-99.33
-99.33
Sep-21
C
736.20
731.90
211.01
170.82
-90.83
-68.18
-67.58
Dec-21
C
708.09
732.48
55.90
18.38
-242.99
-181.56
-179.88
Mar-22
C
850.46
891.72
482.74
445.01
162.79
118.58
118.57
* C - Consolidated, S - Standalone